Statistic: How Loans Affect the Psyche

Constant worry about monthly payments and potential financial risks.

Abandoning long-term plans and goals because you feel constrained by your finances.

Self-criticism and blame for not managing your finances wisely.

A persistent sense of tension and irritability due to debt commitments.

A feeling of lightness and joy when a loan is paid off or restructured.

A loss of confidence in your ability to handle expenses and budget planning.